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The monitoring itself is low cost, and it comes with a 2 year warranty although some options also require a 3 year commitment. There are steep early termination fees, but if you go with Nest Secure, there is an alternative month to month plan. Protect America delivers the home security system equipment to your door and allows you to handle the installation and setup yourself. The company says that setup should take less than an hour. A key offering is SMART Connect, a free home security smartphone app developed by Protect America that allows remote control from anywhere, and is available for both Android and iOS. Furthermore, the company offers a landline option along with cellular and broadband, which can be a great backup when needed.

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Household objects such as pens, clocks, lamps and even watches may contain devices to see and hear what you are doing.

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But to really make use of the camera's features, you'll have to shell out $10 or more per month for the Nest Aware program, which gives you access to cloud storage, person detection and customizable activity zones.

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Equipment fees extra.